I’m reading this book, I WAS BROKE NOW I’M NOT by Joseph Sangl. It’s practical and has an easy formula for getting out of debt especially for those who live week to week. He references Dave Ramsey and the Financial Peace University course, which I have also taken. It’s also very good but for someone like me I needed a simple formula to start with. He took what Dave Ramsey teaches and put it into a formula anyone can do. Even a four year old. I was already implementing some of what Joseph Sangl teaches in his book, but he took me a step further. If you’re anything like me you may have tried just about every type of budgeting and got frustrated. Well here is one that anyone can do. Even those of you that have no idea what your paycheck will look like every week. He will teach you how to get on your way to becoming financially free. It may take a year or so depending on your situation, but that’s better than being in debt the rest of your life. If you’re up to your eyeballs in debt and frustrated beyond measure check this book out.